Death and taxes are certain. While there is not much you can do to about either, with prudent planning and foresight there is a lot you can do to minimize taxes. However, similar to planning a happy and fruitful life, a well-planned tax strategy can yield great benefits – but only if it’s done professionally, and earlier on during your wealth accumulation cycle.

Whether you are an individual, company, non-profit, or other investor, you can rely on our legal experience and training, including in international taxation, and structuring complex business deals to mitigate your future tax liabilities.

Our tax planning philosophy is not centered around tax avoidance, but rather on helping you structure your finances so you and your family aren’t overburdened by undue tax liability.

The importance of tax planning

Consider this fact: If you managed to shave-off just $405 from your tax bill each month, through prudent tax planning and invested it at a 7% rate of return compounded monthly, you could have approximately $1,000,000 waiting for you by the time you retire in 40 years!

Delayed tax planning is tantamount to leaving potentially savable dollars, of your hard-earned money, on the tax table for others to benefit from. The longer you defer tax planning, the more money you’ll end up owing and paying in taxes. That money could potentially have been saved, through a reduced tax bill, invested and grown, through the magic of compounding, over many years.

For individuals and businesses

Our firm is built for business. We come from large enterprises where we handled complex tax planning and strategies. So, whether helping you preserve wealth for your family, to maximizing your gifts to your favorite charity, to even structuring the best tax structure for investments into new businesses and tax efficient purchases and sales – we are there by your side.

What we can do for you

We help clients through long-term tax planning strategies. Tax planning does not commence on the date of filing your tax returns, it starts long before – sometimes even before you make investment decisions that trigger a tax liability. We can help devise tax planning strategies that minimize taxes, maximize tax refunds and guide you to optimize your tax-friendly investment returns. Our San Diego tax planning services include:

  • Care in investing savings, including considerations on whether you should invest with pre-tax dollars, or post-tax income. How you invest, and in what types of vehicles, can make a significant difference to the taxes you pay. We can help you navigate through the various advantages and disadvantages of choosing one strategy over another.
  • When planning for tax impact on your income, we will also plan for the types of income that you might receive: dividends, interest, annuity payments, capital gains, inheritances, employer or government benefits. While all of these are potential income streams in retirement and before, each has different tax planning implications.
  • We will help you foresee impacts to your future net wealth. If left unplanned, your net wealth could be diminished due to claw-backs to benefits, and the possibility of erosion of your estate through substantial taxes.
  • We will help you mitigate possible tax impacts when it comes to your estate. A good tax plan will ensure that future generations do not bear the burden of taxes as a result of the legacy you leave them. But to ensure a tax-advantage inheritance to your beneficiaries, you need to put appropriate plans in place now, and that is where we can help.